Traveling Woes

Today, I had a hellacious morning. I missed my flight and lost my brand new $200 blackberry. i'm in chicago now, waiting for my transfer into NYC...i'm totally pissed about the cell phone. I JUST hooked it up last night.
When I missed my flight this morning at 7:30--traffic was unusually bad this morning, I left the airport because the next flight out wasn't until 2 pm, so I was going to go to a nearby coffee shop for breakfast and to peruse the internet. I remember having it leaving the airport because I called a friend as I crossed the street to go to the parking garage. Then, next thing I know, I'm at the coffee shop and my phone is no where to be found.
The only thing I can think of is I set my phone on the roof of the car while I was getting in it and drove off without it. Once I realized it was missing, I called it and it went straight to voicemail, so I'm not entirely sure what that means...
So I high tailed it back to the airport and thoroughly retraced my steps to no avail. I checked with the lost and found at the airport and the parking service, searched my car, searched the parking deck, even asked the skycaps...NO PHONE. so now i'm traveling and I have no phone which is gonna make it a lot more tricky if I have any problems once I get into New York.
To make matters worse, when I called T-Mobile to report my lost/stolen phone, they informed me that my deductible for the phone is $140--WOW I save a whole $60 bucks. Might as well just buy a new phone entirely. Not to mention that I'm not entirely sure how much I was paying for the insurance (watch it be like $60).
I'm so frustrated and discouraged. This is the LAST thing I need. As we've both discussed, economic times are tough right now and I'm strapped for cash more than ever.
In the grand scheme of things I realize this is not that big of a deal, but it's depressing because it's just one example of the harsh reality that we live in and it's the kind of injustice that a court of law or equity has no power over.
Every day I try my best to help others...giving my friend Haley to live for the last month for free, for example, and I've always got a few dollars to spare for a friend i need or even the panhandler on the street. In return, what do I get? A disappearing cell phone (obviously it's been stolen since I completely retraced my steps), a maid who stole the Cartier watch my parents gave me for college graduation, a precious mother who's injured to the point that we can't enjoy each other's company in the ways we used to...the list goes on and on.
In a world where everyone is out for themselves, should I just succumb to that mentality and base my actions purely on what's advantageous to me and only me? It's so aggravating, especially because there's nothing I can do about inequities like the ones mentioned above.
And I know the whole adage--sometimes, bad things happen to good people, but why aren't the good people in the world up in arms over this?
Answer: Because there's not enough money involved to justify litigating (which is incredibly expensive in and of itself).
I'm disillusioned by the American economy, the American legal system, American hypocrisy.
When the government is in trillions of dollars of debt, how does my credit card company expect me to take my bills seriously?
Sure, losing a cell phone is nothing compared to illness, death, etc...but it sure does get under the skin...so much so that it engenders a kind a vigilante justice...you know, like kind of makes it not seem fair when, for example, the grocery store undercharges you and you fail to call it to their attention.
Dishonesty becomes the default because the truth has failed us.